Glad I'm not alone
Here I thought it was just poor luck that Jersey had suffered so much in so short a time, but seems lots of us have had to cry over our babies (and the vet bills).
Jersey (currently aged 4 1/2 months):
worms - easily taken care of
tore a toenail right off - trying to escape the room by climbing over the two babygates while we were gone (almost completely healed now)
vomitting - huge piles 2 times now, not sure the cause and was told not to be alarmed
ate a bee that stung her tongue - no reaction thank god, except her pride seem injured
ate a small rock - came out whole in a poop
cat scratch on her eye - small irritant for a day then cleared up on it's own
skin scraping on top of her head to check the scabs there - still not sure what it is, but I believe it's due to the hives (see next item)
severe allergic reaction to leptospirosis vaccine - first noticed her problem with a prolapsed rectum (get the latex gloves handy for this trouble!), then she began swelling everywhere and was covered in hives from nose to tail. Throat constricted and began having trouble breathing. On high dose of prednisone for a while (after three trips to the emerg vet and two trips to the regular vet). Cleared up, don't give lepto anymore. Small scabs formed where the worst of the hives were, mostly on the top of her head.
puppy vaginitis - still there, went away with treatment of amoxil, but came back. Leaving it as is for now.
As for pet insurance, we had planned on getting her insured at 8 weeks old for just the first year (friends of ours went through a ton of money in the first year on their chocolate lab). I applied online a couple hours before we discovered her reaction to the lepto, so none of that weekends visits were covered. :( We are now covered with Pet Care Insurance, and have just mailed off our first claim, so we hope that it goes well.
Here's hoping that the next 5 months for Jersey are uneventful!