Good to have but the read the FINE print
I have researched this subject for some time. I was just about ready to sign up with PetsHealth Care. It seemed to be the best and probaly is except for one small detail. Any illness is only covered for 1 year, since they make you renew each year, any illness covered the previous year is considered "Pre-existing" even though they covered it before. Pretty bad, don't you think.
Here is an email sent to them and the rep's response:
Dear Jeremy, what you have heard is accurate. What we offer is a claims made policy. The year that a problem arises is the year that we care for the issue.
If the problem is still ongoing in the renewal year it will not be covered. There are other insurances that drop patients when the situation is on going. We do not drop
the pet, only the unresolved illness.
Thank You for looking into Petshealth Insurance
Rep/Dawn
-----Original Message-----
From:
JStakely@Saftronics.com [mailto:JStakely@Saftronics.com]
Sent: Tuesday, April 01, 2003 3:00 PM
To:
petshealthplan@petsmarketing.com
Subject: Question about your plan
I have an 18 month old Boxer in perfect health; I am considering signing up for the Value Care Plan. But, I have one question: I have read a lot of nasty reviews that state if my dog was to become ill with cancer in Dec 2003 all claims would be covered until I renew, then the cancer is considered a "Pre-Existing condition" even though your plan covered it the previous year. Is this true? I hope this is not true, because that would sure be a bad way to treat your customers.
Thanks for the info,
Jeremy Stakely
Sorry for the long post.