Right now, Colby is on the AKC 60 day trial. I'm trying to decide which to go with after that's finished. I will definitely say that no matter who you choose, ABSOLUTELY get insurance. After all the bills I had with Cadence, (and I didn't mind paying them), I will never go without pet insurance. It gets way too expensive if God forbid something happens. VPI is my next choice, after AKC, only b/c I have the 60-day trial now. They're both pretty good, from what I've read.
Good luck!