I am 22 and as much as I want a serious relationship and see my future, marriage is not something I want right now. I have already grad. from college and have been working a "real" job for almost 3 years now, it seems as though the next step would be marriage then kids. But I honestly have time now (no pressure from school, steady job, etc.) to relax and do my own thing. My bf just got home from overseas- he too wanted to move in together and I refused. Not that I'm against the idea b/c I'm not. But I dont think it's right to live with someone if there are no more future plans. Why get married if you got the person with you 24/7 the way it is?? Maybe I'm different but I"m gonna make my man work his butt off to get me to settle down. I love him to death and know he's the one, and he feels the same- so therefore we enjoy doing our own things right now with him in TX and me in IN. Trust is #1 in my book, and enjoy the freedom while you got it. As far as getting a house together, I see that as a major red flag until your names are on a written marriage contract. B/c if you break up things are gonna hit the ceiling. If I were you I'd keep track of what I buy (keep your receipts to big items) that way you got something to cover you if needed. I know it sounds harsh, but you really can't trust people anymore. If you want to live with him, pay him rent (or offer at least) and pay half of the bills, groceries, etc. I'm sure we all sound harsh to you, but we'll look at the negative side for you--so you can look at the positives!! Enjoy and take it from me girl, it may seem like the end of the world if you lose a good one, but there are a few other decent ones out there too. Now if they come back to haunt you almost 5 yrs later (like mine) then maybe take a deeper look--then remember why he's an ex to begin with--.